Connectors

The banks, payment providers, custodians and files PanoQore connects your workspace to.

A connector is how money at a provider reaches your ledger. Each one says what PanoQore can do with that provider, how it hears that money moved, and where the money ends up.

Money at a provider is always mirrored on your ledger by a settlement account. Every credit a connector reports moves that account, so you can check the ledger against the provider at any time. See Reconciliation.

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Catalog

Safehaven MFB

Named NGN accounts, inward transfers and daily statements. Available.

Nomba

Virtual NGN accounts, inward transfers and transaction history. Available.

Statement upload

CSV or JSON Lines statements from any bank, for reconciliation. Available.

Generic connector

Post what any provider tells you as balanced entries through the API. Available.

Payment providers and custodians are on the way. See Planned connectors.

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Capabilities

Connector	Kind	Connects	Currencies	Accounts	Inbound credits	Statements	Payouts
Safehaven MFB	Bank	Both	NGN	Yes	Yes	Pulled daily	Planned
Nomba	Bank	Both	NGN	Yes	Yes	Pulled daily	Planned
Statement upload	Files	Ledger-only	NGN, USD, GBP, CAD	No	No	Uploaded	No
Generic connector	Your code	Ledger-only	NGN, USD, GBP, CAD	No	Through entries	No	No

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Kinds

kind	What it is
BANK	A bank or microfinance bank holding your customers’ money, with account numbers you bind to wallets.
PSP	A payment provider that collects from payers and settles to your bank, net of its fees.
CUSTODY	A custodian holding digital assets in wallets or vaults.
GENERIC	Files you upload, or entries your own code posts. Works with any provider.

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How a connector connects

connects	Meaning
LEDGER	Your code talks to the provider and posts the results to PanoQore.
FULL	PanoQore calls the provider with your credentials.
BOTH	You choose, per provider. See Integration modes.

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Status

status	Meaning
AVAILABLE	You can connect it now.
BETA	You can connect it, and it is still being proven.
COMING	Listed so you can plan. You cannot connect it yet.

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Read the catalog

GET /v1/connectors lists every connector, and says which ones your workspace is connected to. It needs the read scope.

curl "$PANOQORE_URL/v1/connectors/nomba" -H "Authorization: Bearer $PANOQORE_API_KEY"

{
  "id": "nomba",
  "name": "Nomba",
  "short": "NB",
  "kind": "BANK",
  "description": "Virtual NGN accounts at Nombank MFB, inward transfers and transaction history.",
  "connects": "BOTH",
  "status": "AVAILABLE",
  "currencies": ["NGN"],
  "events": "Signed webhooks, with an hourly history pull as a fallback",
  "settlesTo": "Your Nomba business account, mirrored as AST:SET:NGN:NMB",
  "before": [
    "A Nomba corporate account with API keys.",
    "A webhook signature key set on the Nomba dashboard, for full integration.",
    "An NGN ledger."
  ],
  "capabilities": [
    { "title": "Virtual accounts, opened by you and bound to wallets", "status": "YES" },
    { "title": "Payouts through payment orders", "status": "SOON", "when": "Payment orders" },
    { "title": "Currencies other than NGN", "status": "NO" }
  ],
  "connected": true,
  "using": "Full integration",
  "partner": "nomba"
}

The example shortens capabilities. Each capability’s status is YES, SOON or NO.

connected and using describe your workspace. using is Full integration or Ledger-only.

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Your connections

GET /v1/connections lists where money enters or leaves your workspace, and how each connection is doing.

curl "$PANOQORE_URL/v1/connections" -H "Authorization: Bearer $PANOQORE_API_KEY"

Field	Meaning
connector	The catalog entry.
mode	FULL or LEDGER_ONLY.
historyAccess	How PanoQore gets statements: NONE, READ_API or UPLOAD.
hasCredential	Whether PanoQore holds credentials for this provider.
namedAccounts	How many account numbers are bound and active.
settlement	The settlement accounts that mirror the money at the provider.
lastWebhookAt	When the provider last sent a notice.
lastPolledAt	When PanoQore last pulled the provider’s history.
failingSince	Set while the provider is not answering PanoQore.

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Install a bank

An admin installs an available bank from its page in the console, under Connections → Banks, PSPs and custody → Browse connectors. It needs an active ledger in one of the bank’s currencies, and starts ledger-only. See Connecting a bank.

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Ask for a connector

If you need a bank, payment provider or custodian that is not listed, an admin can ask for it in the console, under Connections → Browse connectors → Request a connector. PanoQore answers in the console, and says whether it is planned.